This agreement is not health insurance and the direct healthcare contract provider will not file any claims against the patient's health insurance policy or plan for reimbursement of any primary care services covered by the agreement. This agreement does not qualify as minimum essential coverage to satisfy the individual shared responsibility provision of the Patient Protection and Affordable Care Act, 26 USC s. 5000A. This agreement is not workers' compensation insurance and does not replace an employer's obligations under chapter 440.